Loan Programs

Residential Home Loans

This is not a commitment to make a loan, nor should it be construed as lending advice. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet LTV requirements, and final credit approval. Approvals are subject to underwriting guidelines, interest rates, and program guidelines, and are subject to change without notice based on applicant’s eligibility and market conditions. Refinancing an existing loan may result in total finance charges being higher over life of loan. Reduction in payments may reflect longer loan term. Terms of the loan may be subject to payment of points and fees by the applicant.

🎯Smart Start Handbook

The Smart Start Handbook is an outline of what to expect during the loan process. It explains the expectations of us as your lender as well as the expectations for you as the buyer to ensure the smoothest transaction.

  • Meet The Team

  • Process Flow

  • Pre-Qualified vs Pre-Approved

  • Close On Time Guarantee

  • Common Cupporting Documents

  • Do's & Dont's

  • Find The Right Loan Product